Exactly, I'm in no hurry, once you start you kind of have to finish and I'm no where near ready to start that insanity. Too easy to become disillusioned with your ride when all you do is sweat and sand with it. I have a garage and it will never see rain or snow again so it all can wait until I'm REALLY ready.
You definitely have the right mindset. My car's been off the road since August of 2007, and I had many moments of "disillusionment" along the way. You have to exercise a great deal of determination to rescue your car from paint jail, regardless of whether you do the work yourself or pay someone else, there just isn't a quick fix solution out there (unless you have the crew of Overhaulin' working on your ride).
If you've got decent paint that you can live with, and you're not really doing the car show scene, I'd hold out as long as possible and just enjoy the ride. Only a select few have the ability to differentiate, and appreciate, a decent older paint job versus a brand new one.
I put off my repaint for over 2 years just so I could enjoy the car that much more before I put it down, and I'm glad I did it. Plus, by taking all that extra time to plan, prepare, and save up the money, I was in a much better position (financially, mentally, and emotionally) to undertake the project when the time came. If you want to do it right - plan, plan, plan, plan.
You are wise beyond your years for deciding to wait. . . .