Reading a thread about our U.S. buds ( man I can't believe they pay $200-$400 for a $25,000 policy ) got me to thinking. Do you guys have appraisals for your cars? If so, where did you guys in the Vancouver area go and how much did it cost? I'm just thinking about a fight with I.C.B.C. should I get in an accident. Sad that for the money we pay that it would even be a consideration.